Credit Reports. Keeping an Eye Matters

Your credit reports matter.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.

  • Reviewing credit reports helps you catch signs of identity theft early.

Monitoring your credit reports regularly is an important part of being in control of your finances. Learn more about why monitoring matters, identity theft and ways to improve your credit score on AnnualCreditReport.com

What should I look for when I review my credit report?

Make sure that you recognize the information on your credit report including your personally identifiable information, such as names, addresses, Social Security Number, accounts and loans. Then check that the other information on your credit report is accurate and complete. If you find information that you believe does not belong to you or is not correct, contact the business that issued the account or the credit reporting company that issued the report.

The Consumer Financial Protection Bureau’s website has additional information on what to look for when reviewing your credit report.

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